The price of convenience: 5 remedies for change |
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| By Barbara Coswell |
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| Instant gratification is the modus operandi for many,
however the price of such comfort is deadly to a budget.
Impulsive spending, whether it be of the daily latte or
larger 'keeping up with the Joneses' variety, can sink a
budget over the course of a year. Keeping the cost of
comfort down is what the following intelligent investing
tips are all about. Source for this article - Five budgeting
tips that help cut the cost of convenience by Money Blog
Newz. Donīt use the cleaners If you can really afford to have a cleaning service, go right ahead. After all it helps the community. Donīt forget though, these are truly a luxury and not a necessity. You could conserve a lot of money by cleaning on your own, plus the added benefit of exercise. Cut the cell phone extras Mobile devices are ubiquitous these days, but for most people that donīt rely upon them for business, theyīre yet another cost of convenience. Land lines are cheaper, and cheap VOIP telephone services are accessible for people with a computer and broadband connection. 1000 channels and nothing is on Thousands of channels and still nothing to watch tends to classify cable and satellite programming for many people. TV addicts tend to have a TV in nearly every room of their house along with the selection of channels they will never watch. Read a book. You will find other entertainment choices that will save you a bundle. For instance you are able to use the 'free' radio for your news, or even the 'old-fashion' newspaper. If youīre bored, get up and go do something outdoors. A car isnīt the only option It is necessary to have transportation for work, school, or other things; and public transportation is set up very well in some cities. However, most United States cities donīt have adequate public transportation systems, so having a car is helpful. Donīt blow your money on things you donīt need when buying a car. Paying for more car than you need is a prime example of the great cost of convenience. Try riding a bicycle instead. Take advantage of home cooking Cooking should be a skill everyone possesses; sadly, most Americanīs simply donīt know how to do that. There are so many easy meals that are not difficult to master, yet MSN Moneycentral reports that over $300 a month is spent by families with kids on dinning out alone. With some planning, eating out can be cut to a minimum and conserve recession-starved families a few thousand dollars per year. Articles cited MSN articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?p ost=1639331 Wise Bread wisebread.com/8-ways-convenience-is-screwing-your-finances |
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| About The Author Post resource - Five budgeting tips that help cut the cost of convenience by Money Blog Newz. |
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