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By Florence Islip

Taking advantage of travel rewards

When planning out your next cruise or possibly your first cruise, don't forget to use the resources you work so hard for. Yet we continue to use our credit cards to buy clothes, pay for vacations or we don't use them at all. You can use this by signing up with credit cards that convert your purchases into travel rewards. Just make sure you know the restrictions and how you earn rewards before you settle on a credit card company. Make sure that you're taking the full benefit of having debt by signing up for a credit card with travel rewards. Make all your purchases for 6 months on a credit card, and then use what you've earned in miles to pay for your cruise. If you travel a great deal or use credit cards often, this may be a strategy you can use to plan a family vacation every so often.

Stretching your dollar on a cruise

Cruising with a low bank account can be done. Cruising on a tight budget and finding the deals that save you the most money can save you tremendously. You may have to invest a lot of time researching and comparing travel sites and cruise companies, but the time spent will be well worth it. Dictating the price you want to spend on your cruise and all the extras can help you narrow down your search. While booking your cruise, make sure to shop around for cruises that are all inclusive. Packages are prepaid in U. S. dollars and include a lot of activities that would cost much more if paid for independently. Make sure you also convert the money you have budgeted to take into the currency of the destination you're cruising to. Paying for excursions, hotels, food and other services in advance can help you avoid expensive exchange fees or paying as much as double with the exchange rate. You can also save money on packages by buying with a partner or family member. Instead of paying the high price for an upgraded or private room, pay less and share a simple room with multiple people. Do not be afraid to only take the money you have budgeted to avoid impulse buying. Cruise offered excursions are up-sells and can be purchased for much less by purchasing private excursions that aren't ship sponsored. A fair amount of money is spent on local attractions and souvenir shops. Try to avoid spending on this kind of stuff and simply enjoy the people and beautiful scenery.

Thinking before you pack

On any vacation, the best way to do it cheap is to avoid buying extras and unnecessary items. When you're trying to cruise cheap it takes a little more planning to assure yourself that youve covered every base. Spend time asking friends who have cruised, or researching online what you need to bring. Every group is different and seems to forget something different. But make sure you bring extras of things that will cost the most if you forget them. Items necessary to cruising or the climate of your destination are easy to forget. Failure to research, plan and pack these items may cost you quite a bit. Packing extra of everything is much safer than packing too little, ship laundry service is much more expensive than bringing extra clothes. Packing toys, treats and drinks to keep the kids busy is a smart idea as well. Most of your trip is cost free once you get on the boat, but the gift shops on board, and the shops on shore can drain your wallet very quickly. Save money by bringing extra on board.

Finding the right place for your dollar

The first thing you should look to sacrifice when trying to save money on a cruise is finding a cheap location to travel to. Here are some of the ways you can save money and still cruise to exciting destinations. Make sure you see a large sample to compare pricing, location and sales from different types of Internet sites. You should start to narrow down your wants by finding the closest departure city to you. Finding a close departure city can save you from spending excess money on a flight or other transportation to the departure city. Look at locations you'd prefer to go within time frames you have available to see what sales are open. Being flexible with your departure and travel dates are key to saving money. You may end up getting such great service and a halfway empty ship to travel on, that it may be the best cruise you ever take. Being flexible with your travel destinations and port of call is also a great way to find a destination that is on sale. You can also find popular cruise destinations at a discounted price simply by departing from an unpopular port.

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